Terms of Use
Last updated: 12 August 2026
The short version. FSA / HSA Friend helps you find and organise purchases that may be FSA or HSA-eligible. It is a tool, not an adviser: it does not decide what your plan will accept, it does not give tax or medical advice, and it does not file anything on your behalf. Your plan administrator makes the decision, and you are responsible for what you submit.
Who these terms are with
FSA / HSA Friend is provided by Cricket Ten LLC ("we", "us"). By installing or using the extension, or using this website, you agree to these terms. If you do not agree, please do not use it.
What the product does
The extension reads the order history you already have at supported stores, in your own logged-in browser session, and flags items that appear to be FSA or HSA-eligible. It saves receipts to your computer, keeps a list you can sort and filter, and exports a summary report you can give to your plan administrator.
What it does not do
- It does not file claims with your FSA or HSA administrator, and it never asks for or holds your plan credentials.
- It does not give tax, legal, medical or financial advice. Nothing it shows you is a professional opinion.
- It does not decide eligibility. Your plan administrator and the applicable IRS rules do.
- It does not guarantee that a claim will be accepted, or that any particular amount will be reimbursed.
Eligibility flags are a best guess
Where a store marks an item as FSA-eligible on its own receipt, the extension reports that marking. Everywhere else it matches the product name against a catalog, which is inference and can be wrong in both directions: it may flag something your plan will not accept, and it may miss something your plan would have accepted.
The extension shows you which of the two happened for every item, so you can tell a store's ruling from our guess. Review items before submitting them. Eligibility rules also change, and depend on your specific plan.
Your responsibilities
- Check items before you submit them, and only claim expenses you genuinely believe are eligible under your plan and the applicable rules.
- Keep your own receipts. The extension saves copies to your computer, but those copies are on your machine only and we hold no backup. If you lose the device you lose the files.
- Amounts you type in yourself are your responsibility to get right.
- Use it for your own accounts, and in line with the terms of the stores whose pages you view.
Acceptable use
Please do not attempt to use the extension to access accounts that are not yours, to interfere with the stores' services, or to reverse engineer, resell or redistribute the product. It is licensed to you for your own personal use, not transferred to you.
Availability and changes
Stores change their websites, and when they do a scan may stop working for that store until we update it. We may add, change or remove supported stores and features. We do not promise the product will always be available or always work with a given store.
No warranty
The product is provided "as is" and "as available", without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, or non-infringement, to the fullest extent the law allows.
Limitation of liability
To the fullest extent permitted by law, Cricket Ten LLC is not liable for indirect, incidental, special or consequential damages, or for lost savings, denied or delayed reimbursements, forfeited plan balances, or lost data, arising from your use of the product. Nothing here limits liability that cannot lawfully be limited.
Some jurisdictions do not allow certain exclusions, so parts of the two sections above may not apply to you.
Third-party websites
The extension works on retailers' own websites, and this site may link to others. Those services have their own terms and privacy practices, and we are not responsible for them.
Privacy
How the product handles information is set out in the Privacy Policy, which forms part of these terms. In short: the extension keeps your data on your own device, and the one thing it can send, a bill you ask the AI helper to read, goes only after your yes and is kept by no one.
Ending your use
You can stop at any time by removing the extension. Doing so deletes the list it kept on your device; files already saved to your Downloads folder remain yours.
Governing law
These terms are governed by the laws of the State of [STATE], without regard to its conflict-of-laws rules.
Changes to these terms
We may update these terms, and will change the date at the top of this page when we do. Continuing to use the product after a change means you accept the updated terms.
Contact
Questions about these terms: support@fsafriend.com.